HOW WE DO IT

Clarity 2 Prosperity

The holistic financial plan is an integrated approach to coordinating all key areas of your financial life, including:

  • Investments
  • Insurance
  • Tax planning & preparation
  • Social Security strategies
  • Medicare
  • Estate planning
  • Long-term Care Planning

The holistic advisors at The CJ Berry Group will regularly review each of these areas with the appropriately licensed team members to ensure everything is working together in synergy towards your specific goals.

Why You Need a Holistic Plan

The ultra-high net families have the advantage of a family office, which coordinates all the legal, tax, and financial professionals in one spot.  Unfortunately, the middle class and middle-class millionaires have not been able to benefit from the same type of planning...until now.  Being the most vulnerable to long-term care costs, unnecessary taxes, legislative and economic changes--the stakes are higher due to the risks of running out of money due to poor planning.

By creating the holistic plan, we will help you optimize all assets to work collectively towards your goals, while also reducing critical inefficiencies, including:

  • Gaps in coverage

  • Overlap or overexposure in investments

  • Tax inefficiencies and missed savings opportunities

  • Failure to identify and reach your goals to provide the income you need throughout your lifetime

  • Time and communication disconnect as you work to align various strategies between professionals

  • Improper or inconsistent investment strategies, or

  • Missing essential legal documents that can cost your loved one's significant time and money in the event of death or disability

What Process Should I Expect in Creating a Holistic Plan?

To cover the many areas and attributes of the holistic plan, we have developed a systematic four-step process to avoid critical oversights when working to create and maintain your financial plan: Clarity 2 Prosperity – the holistic planning process.

Step 1:

UNDERSTANDING WHERE YOU ARE NOW

  • Getting to know our firm
  • Understanding your goals and objectives
  • Understanding your current finances
  • Services we offer to meet your needs
  • Taking action on organizing your financial life and goals

 

Step 2:

DETERMINING WHERE YOU WANT TO GO

  • Organizing your financial life & estate
  • Understanding your net worth
  • Prioritizing your goals & objectives
  • Developing a plan for implementation

 

Step 3:

ACHIEVING THE HOLISTIC PLAN

  • Recap progress we’ve made
  • Designing your customized Bucket Plan
  • Aligning your market volatility tolerance with your plan
  • Recommendations provided
  • Implementing your plan

 

Step 4:

PROVIDING CONTINUAL SERVICES & SUPPORT

  • Ongoing consultation
  • Customized review process
  • Annual plan update meeting
  • Proactive communication & education
  • Client appreciation events
  • Limitless availability

Protect Yourself From 3 Great Dangers in Retirement

With uncertain markets, low interest rates & increased volatility, where can retirees invest today?  Learn how to protect yourself from the Perfect Storm in Retirement.

Download the free White Paper Now.

Financial Planning and Advisory Services are offered through Prosperity Capital Advisors (“PCA”) an SEC registered investment adviser with its principal place of business in the State of Ohio. PCA and its representatives are in compliance with the current registration requirements imposed upon registered investment advisers by those states in which PCA maintains clients. PCA may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. This website is limited to the dissemination of general information pertaining to PCA’s investment advisory/management services. Christopher Berry is an Investment Advisor Representative of PCA. For information pertaining to the registration status of PCA, please contact the firm or refer to the Investment Adviser Public Disclosure web site (www.adviserinfo.sec.gov). For additional information about PCA, including fees and services, send for our disclosure statement as set forth on Form ADV from PCA using the contact information herein. Please read the disclosure statement carefully before you invest or send money.

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