The holistic financial plan is an integrated approach to coordinating all key areas of your financial life, including:
The holistic advisors at The CJ Berry Group will regularly review each of these areas with the appropriately licensed team members to ensure everything is working together in synergy towards your specific goals.
The ultra-high net families have the advantage of a family office, which coordinates all the legal, tax, and financial professionals in one spot. Unfortunately, the middle class and middle-class millionaires have not been able to benefit from the same type of planning...until now. Being the most vulnerable to long-term care costs, unnecessary taxes, legislative and economic changes--the stakes are higher due to the risks of running out of money due to poor planning.
By creating the holistic plan, we will help you optimize all assets to work collectively towards your goals, while also reducing critical inefficiencies, including:
Gaps in coverage
Overlap or overexposure in investments
Tax inefficiencies and missed savings opportunities
Failure to identify and reach your goals to provide the income you need throughout your lifetime
Time and communication disconnect as you work to align various strategies between professionals
Improper or inconsistent investment strategies, or
Missing essential legal documents that can cost your loved one's significant time and money in the event of death or disability
To cover the many areas and attributes of the holistic plan, we have developed a systematic four-step process to avoid critical oversights when working to create and maintain your financial plan: Clarity 2 Prosperity – the holistic planning process.
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Financial Planning and Advisory Services are offered through Prosperity Capital Advisors (“PCA”) an SEC registered investment adviser with its principal place of business in the State of Ohio. PCA and its representatives are in compliance with the current registration requirements imposed upon registered investment advisers by those states in which PCA maintains clients. PCA may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. This website is limited to the dissemination of general information pertaining to PCA’s investment advisory/management services. Christopher Berry is an Investment Advisor Representative of PCA. For information pertaining to the registration status of PCA, please contact the firm or refer to the Investment Adviser Public Disclosure web site (www.adviserinfo.sec.gov). For additional information about PCA, including fees and services, send for our disclosure statement as set forth on Form ADV from PCA using the contact information herein. Please read the disclosure statement carefully before you invest or send money.